727(a)—Global denial of discharge. You will get a discharge unless you have done one of the things listed. If you have done one of the things listed, none of your debts will be discharge. This is a very harsh punishment and won’t be easily done. Reasons for disallowing discharge include (more in statute):
(i) 727(a)(1)—the debtor is not an individual.
(ii) 727(a)(2)—the debtor, w/ intent to hinder, delay or defraud a creditor transferred destroyed or concealed either (1) his property w/in one year b/4 the date of filing the pet or (2) property of the estate after the filing of the pet.
(iii) 727(a)(3)—failure to keep or preserve records.
(iv) 727(a)(4)—making false statements related to the claim.
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