General Warranty Deeds- provides the most protection. It includes the covenants for
any defect in the title, whether created before or during the grantor’s period of ownership
Covenants:
1. Seisin- warrants that the grantor owns the title that the deed purports to convey
2. Right to Convey- warrants that the grantor has the right to convey the property
interest described in the deed. If the grantor actually has a lesser interest in the
land or no interest, both the covenants of seisin and the right to convey are
violated
3. Against Encumbrances- warrants that title is not subject to those lesser property
interests that do not breach the covenant of seisin. Warrants against the existence
of incorporeal interests, such as easements, and real covenants, and of monetary
charges against the land, such as mortgages, judgment liens, and mechanics’ liens.
4, 5.Warranty and Quiet Title: protect against the same types of title defects as the
covenants of seisin and against encumbrances. Any outstanding interest in the land,
whether it is an estate in land, such as a life estate, or a lesser interest, such as a lien,
can violate the covenants for a breach of these covenants
6. Further Assurances: provides a cause of action for damages based on a third
party’s interest in the property
The first three are present covenants, which occur at the conveyance
The second three are future covenants which take place at eviction