Policy based exclusions:
1. Liability insurance: whether someone does or does not have liability insurance is inadmissible except to show proof of ownership/control of the instrumentality if controverted or for impeachment
2. Subsequent remedial measures: inadmissible except to show proof of ownership/control or feasibility of safer condition if either is controverted by ?
3. Settlements or offers to settle a disputed claim:  inadmissible except for purpose of impeaching witness in grounds of bias; note that this exclusion includes all statements made in the course of settlement; offer to plead guilty, withdrawn guilty pleas, plea of nolo contendere, and any statements made in plea discussions are inadmissible
4. Offer to pay hospital or medical expenses: inadmissible, but other statements made in connection with such an offer are admissible.